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Klarna is a payments service that helps you buy what you want or need. Right now, over 100 million people worldwide use Klarna at over 200,000 online stores.

Shop now. Pay in up to 30 days with Klarna

Pay later in 30 days is a credit product which lets you pay any time within 30 days of your purchase without interest or fees. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.

You need to be at least 18 years old and a UK resident to use Klarna’s credit products including Pay later in 30 days. When you choose Klarna they will also check the information you provide and your financial situation.

Yes, you can. If you see Klarna Pay later in 30 days when you go to an online checkout then Pay later in 30 days is available to you. Every time you use Pay later in 30 days, Klarna will check to see whether you can use the service again for each additional purchase.

Spread the cost into 3 interest-free instalments, paid automatically every 30 days.

Klarna offers Pay in 3 instalments based on a number of factors such as the purchase amount, and previous order history. You can improve your chances of being offered Pay in 3 instalments by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address.

ow. Pay in up to 30 days with KlarnaAll orders are assessed individually. Just because you have been accepted for Pay in 3 instalments before does not mean it will be offered for every order. In turn, if your application for Pay in 3 instalments is denied, it does not mean it will be denied for future orders.

Depending on the payment method or service you choose, Klarna may perform different types of searches to check your financial standing. 

Using the below Klarna payment options will not affect your credit score. However, existing, late and unpaid balances, and payment holidays, are visible on your credit file to other lenders. Making repayments on time consistently will help build a positive history when using our payment options.

  • Choosing to ‘Pay in 3 instalments’

  • Deciding to ‘Pay in 30 days’

  • Creating a ‘One-time card’

Using Klarna might affect your credit score when:

  • Applying for one of their Financing options

If you decide to use Financing, Klarna might perform a credit check with credit reference agencies to complete your credit assessment. This credit check will show up as an inquiry on your credit report, will be visible to other lenders and might impact your credit score.

You can pay any time within 30 days of your purchase without interest or fees. You can make this payment using a credit or debit card on the Klarna app or logging into Klarna/uk.

Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.

To make a purchase with Klarna you need to provide:

  • Your phone number

  • Email Address

  • Current billing address

  • A valid debit/credit card

We recommend that if you are new to Klarna and you haven’t used Klarna’s payment options before, you should have your first order delivered to your billing address (where your bank account is registered). This maximises the chances of your purchase being accepted.

All information will be sent to your email address, so it is important you provide the right contact details. If you do not receive your statements you may become liable for late payment fees.

Good to know: If you change your email address after you have placed an order, please contact Klarna’s Customer Service and they will help you update your information.

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